High Limit Disability

High Limit Disability

Keep elite athletes, entertainers and executives performing. When injuries, illnesses, cancellations and more affect your high earners and threaten to break bank accounts and balance sheets, NFP delivers specialized insurance that protects the financial future of your key people and the organizations that invest in them.

BECAUSE ORDINARY DISABILITY INSURANCE WON’T WORK FOR THE EXTRAORDINARY

When the best in the sports and entertainment business are sidelined with a short-term or career-ending disability, the financial losses can be enormous. High limit disability insurance addresses this risk. It protects assets and earning opportunities that standard disability insurance products leave vulnerable.

We’re leaders in designing comprehensive policies that guard the income and potential income of professional athletes, coaches, entertainers, actors, performing artists, key executives and other highly compensated individuals. We also work closely with a wide range of organizations, such as sports teams, sports leagues, record labels and television studios, to protect contractual obligations they have with those individuals and the financial value they bring to the bottom line.

High Limit Disability Insurance Options

High Limit Disability Insurance Options

  • Temporary Total Disability (TTD) 
    Financial benefits for a specific period of time when a temporary injury or illness occurs. 

  • Permanent Total Disability (PTD) 
    Lump-sum financial protection in event of a career-ending injury or illness.  

  • Combination TTD and PTD 
    Offers increased protection by providing the benefits of both policy types. 

  • Loss-of-Value Coverage 
    Protects against the loss of value in a potential employment contract due to illness or injury. 

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Sports

Sports

The sports and entertainment group brings together the industry’s most recognized solution providers – seasoned professionals with high-profile experience – to deliver the best in specialized protection programs for sports organizations, athletes, owners, events, teams and executives.

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Media and Entertainment

Media and Entertainment

Our united team of high performers is a competitive group of experts experienced in building the unique programs necessary to thrive in the ever-evolving entertainment industry, crafting superior protection programs, creating new opportunities and driving success for entertainers, performers, film production companies and unique creative entities.

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Events

Events

NFP delivers performance excellence powered by a forward-thinking, solution-oriented, client-centric approach and decades of specialized industry experience that expertly guide special events, promotions and productions of any size, anywhere in the world toward success and away from unnecessary risk.

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Let's Start a Conversation To Get You Covered

We’re sports and entertainment insurance specialists. Get in touch with us to talk about a risk management program that protects exactly the way you need it to.